Big Head Consulting
Enterprise Engagements

We built the platform first.
You can look at it today.

Most firms that would like to build your origination software have never shipped any. We built Apsis Line, a multi-tenant mortgage origination platform with the compliance work designed in, not bolted on, and everything on this page is the capability that came out of doing it.

Apsis Line is built and deployed. We build its vendor integrations as seams: a simulated seam says so, and one without a live connection refuses instead of pretending. We state exactly where that stands on how we build, and we’ll say it the same way on a call.

What we do

Four things, and they
are the same four things.

This isn’t a menu that expands to fit a budget. It’s what we’re actually good at, in the order clients usually use it.

Platform delivery

We build the system, not a deck about the system. Apsis Line is a multi-tenant mortgage origination platform with borrower journeys, a loan-officer workspace, a compliance pre-flight layer and isolation by deployment, and it exists. When we say we can deliver something of that shape for you, there's a running artifact behind the claim, not a reference customer we hope you don't call.

Integration architecture

The origination stack is where the work actually lives: LOS, CRM, point of sale, pricing, the core, the document vault. We build vendor connections as governed seams, with one place that owns the contract, validation before we send anything, and a seam that reports honestly what it is. A connection that can't reach its vendor says so and refuses. It doesn't quietly return something plausible.

Compliance engineering

TRID timing, ECOA and fair lending, HMDA reporting, GLBA data handling, BSA/AML obligations: we design them in from the first scoping call, because retrofitting them is how projects die at the examiner's desk. The pattern we build fails closed. The system holds a file until a required review affirmatively clears, and it never proceeds just because nothing objected.

Operator enablement

The work isn't finished when it runs. It's finished when your people can run it without us. That means documentation written for the person on call at 2am, a reproducible build, and a handover that assumes we get hit by a bus. Continuity is a deliverable, not a promise.

How an engagement runs

Four steps, and you
hold something at each one.

  1. A conversation, not a pitch

    We'll tell you on the first call if we aren't the right fit, including when the honest answer is that you don't need what we build yet.

  2. A paid discovery that scopes the work precisely

    We credit it toward the build, and you leave owning the scope document whether or not you continue with us.

  3. A fixed fee, stated before we begin

    One number and one defined result. The risk that the work runs long is ours to carry, not yours, and that's only a real commitment if we scoped it properly, which is why the step above exists.

  4. Handover, then optional ongoing care

    Monitoring and small changes if you want them, on a stated response window. It's not a retainer that bills for existing.

We quote a fixed fee, not an hourly rate, and you see it before the build starts. The number depends on the scope discovery produces, so we won’t put one on a web page.

Before you commit to anything

Audit the way we work.

Confident writing isn’t a reason to believe any of the above. The claims that matter most on this site are bound to checks that fail the build, and we’ll walk you through the ones that were wrong and what changed when we found out.

Next step

Start with a conversation.

Tell us what the system has to do and what it has to survive. If we’re the wrong firm for it, that’s a short and useful call.